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Sr. Item, Regulatory & Business Counsel

LendUp, Oakland, CA (temporarily remote)

Our mission is always to offer a person with a road to better health that is financial.

LendUp is really a technology that is financial located in Oakland dedicated to changing the subprime credit and financing area. We’re a Y-Combinator alum (YC W12) supported by prominent investors such as for instance Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item has been utilized in 7 states and we’ve seen great press protection into the Wall Street Journal, Financial instances, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and the like.

Just just What we’re doing:

At LendUp we have been for an objective to deliver you aren’t a path to higher health that is financial. Thousands of people don’t have admission to quality credit. Their choices are usually limited and unfair, plus it’s very easy to be caught in a financial obligation period. This is actually the problem that is first attempt to re solve, through the use of our mixed expertise in pc software, information technology, credit, and training, to the provided passion for economic health insurance and dignity.

Our core item, the LendUp Ladder, is an alternate to payday advances that transforms a trap into a way to borrow at reduced prices and build credit. And each we see our customers succeed day. We’re building additional financial loans that will assist us further accelerate our objective of supplying you aren’t a course to raised health that is financial.

The Sr. Product, Regulatory and Corporate Counsel is going to be in charge of employed in close partnership with specific sections and get a get a get a cross practical teams to offer appropriate and regulatory guidance as LendUp develops, implements and updates its services and products.

• Advise company lovers who’re taking care of brand brand new and existing services and services and services and products from item development through launch, including compliance advising pertaining to such services and products
• Offer timely, succinct and business-focused advice that is legal federal and state consumer banking and financing regulations, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking laws like BSA/AML, and information privacy and security guidelines.
• Advise the LendUp item group on item advertising, ads and disclosures.
• Offer regulatory advice to LendUp’s commercial and federal government relations counsel to help with negotiating commercial and bank agreements, and help legislative and policy issues.
• Offer advice that is regulatory support to LendUp’s conformity group.
• Utilize banking institutions in developing cardholder agreements, disclosures as well as other product security
• Instruct and manage outside counsel, since necessary
• Manage LendUp’s state financing certification demands, including acquiring and licenses that are maintaining
• Structure and draft loan agreements for LendUp products
• Manage litigation and work issues, and any matter impacting company, as essential to offer the company

• A high-caliber that is proven experienced, solution-oriented and proactive attorney with expertise in the financing room
• Deep experience analyzing and advising on an array of dilemmas pertaining to the economic solutions industry, with particular expertise on customer banking that is digital individuals in a variety of re re payments systems, including issuer processors and system supervisors, sub-prime and installment loans, such as the rules, foibles linked to banking institutions and state certified
• Deep knowledge of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state rules linked to lending
• Capacity to balance working individually with small direction and working closely and collaboratively within a little team that is legal
• Power to interface effortlessly along with amounts of the corporation (professional management, HR, company divisions, etc. ) and also to gain the trust and self- self- confidence of other people
• An enthusiastic feeling of ownership, and extremely adaptable up to a fast-changing environment
• A business that is solid with practical risk understanding

Education and Experience

• JD and 8+ years of expertise, including practicing in-house at a fast paced FinTech startup business ( or perhaps in a comparable environment) for at the very least 36 months, with significant give attention to consumer financing
• Preferred candidate could have experience involved in the re payments room, directly with regulators representing certified businesses, and negotiating and drafting complex services contracts that are financial
• Verified solution oriented and problem that is creative
• Capability to handle multiple projects simultaneously, with effective quality of conflicting priorities
• Exemplary dental and written interaction abilities and capability to work both in groups and separately
• Admitted to your CA a state club or subscribed counsel that is in-house the State Bar of Ca
• Sense of humor

LendUp has all the stuff you’d anticipate from the mission-driven business, like a competitive income; very early stage equity; 100% business paid medical, dental and vision insurance coverage; ample vacation/sick leave policy; 401(k).

But right right here’s everything we really like about LendUp lifetime:

• We’re devoted to a varied and inclusive tradition that spurs innovation and produces a significant and work environment that is impactful
• Certainly one of our values is “different backgrounds, exact same objective. ” We are payday loans online Michigan passionate about diverse applicants while having slack networks committed to sets from mu

LendUp can be an opportunity that is equal

We stretch equal job opportunities to qualified candidates and workers for an equal foundation irrespective of ones own age, battle, color, intercourse, faith, nationwide beginning, impairment, intimate orientation, sex identification or phrase, maternity status, marital status, military or veteran status, hereditary disposition, or other explanation protected for legal reasons.